Free New York Background &
Credit Check Authorization Template

New York Background & Credit Check Authorization

This Background & Credit Check Authorization is built with New York as the governing state. These are the New York landlord-tenant rules that most often bear on it, with the statute for each.

New York rules at a glance

Security deposits in New York

New York caps the security deposit — and any advance — at one month’s rent for every residential unit (GOL §7-108). That means the old “first month, last month, and a security deposit” arrangement is no longer allowed; it exceeds the one-month cap.

• Held in trust — The deposit stays the tenant’s money and can’t be commingled with the landlord’s funds; in buildings of 6+ units it must sit in an interest-bearing NY account (GOL §7-103).
• Inspections — The landlord must offer a walk-through before move-in and again before move-out (with 48 hours’ notice) so the tenant can fix issues before deductions (GOL §7-108).
• Return — Within 14 days of move-out the landlord must return the deposit with an itemized statement of any deductions. Miss the deadline and the landlord forfeits the right to keep any of it — even for real damage (GOL §7-108(1-a)(e)).
• Bad-faith penalty — A willful violation can cost the landlord up to twice the deposit in punitive damages (GOL §7-108(1-a)(g)).

Rent, late fees & rent increases

• Late fees — A late fee can’t be charged until rent is more than 5 days late, and it can’t exceed $50 or 5% of the monthly rent, whichever is less. Any clause charging more, or charging sooner, is void (RPL §238-a).
• Application fee — Capped at $20 (the actual cost of a background/credit check), and waived entirely if the applicant supplies their own recent report (RPL §238-a(1)).
• Increase & non-renewal notice — To raise rent 5% or more, or not renew, the landlord must give 30 days’ notice (tenant under 1 year), 60 days (1–2 years), or 90 days (2+ years). Miss the deadline and the tenancy continues until the notice runs (RPL §226-c).
• Good Cause Eviction — In NYC and localities that have opted in, increases above 10% (or 5% + CPI, whichever is lower) are presumptively unreasonable and the landlord must show a “good cause” to evict (RPL Article 6-A).

New York Background & Credit Check Authorization FAQs

More New York landlord documents

• New York Residential Lease Agreement
• New York Eviction Notice
• New York Security Deposit Return Letter
• New York Rent Increase Notice
• New York Notice to Vacate
• New York Application Approval Letter
• New York Application Denial Letter
• New York Rental Application
• New York Co-Signer Guarantor Agreement
• New York Bed Bug Addendum
• New York Mold & Mildew Addendum
• New York No-Smoking Addendum
• New York Parking & Storage Addendum
• New York HOA & Community Rules Addendum
• New York Crime-Free Housing Addendum
• New York Utilities & Services Addendum
• New York Early Termination Addendum
• New York Lease Extension Addendum
• New York Lead-Based Paint Disclosure
• New York Military Clause (SCRA)
• New York Pet Addendum
• New York Cash for Keys Agreement
• New York Mutual Lease Termination Agreement
• New York Lease Renewal Agreement
• New York Notice of Non-Renewal
• New York Late Rent Notice
• New York Lease Violation Notice
• New York Notice of Entry
• New York Move-In / Move-Out Inspection Checklist
• New York Rent Receipt
• New York Rent Verification Letter
• New York Tenant Welcome Letter
• New York Property Management Agreement
• New York Commercial Lease
• New York Rent-to-Own Agreement
• New York Short-Term Rental Agreement
• New York Room Rental Agreement
• New York Roommate Agreement
• New York Spanish Lease Agreement
• New York Sublease Agreement
• New York Lease Amendment

Background & Credit Check Authorization in other states

• Alabama Background & Credit Check Authorization
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