LawLease
Log in
LawLease1/1

Free Illinois Background &
Credit Check Authorization Template

Last reviewed August 2026

Written by LawLease Editorial

Free template

Download a free Background & Credit Check Authorization template

A blank, printable form — fill it in by hand. Or build a guided version with Illinois set as the governing state. Create a free account to download.

Build a guided Illinois version

Illinois Background & Credit Check Authorization

This Background & Credit Check Authorization is built with Illinois as the governing state. These are the Illinois landlord-tenant rules that most often bear on it, with the statute for each.

Illinois rules at a glance

Illinois rules for a Background & Credit Check Authorization
Security deposit limitNo statewide cap (Cook County caps at 1.5 months’ rent)
Deposit itemization30 days to give a written itemized statement of damages765 ILCS 710/1
Deposit return45 days for the full deposit if no itemized statement is given765 ILCS 710/1
Deposit interestOnly for buildings of 25+ units on contiguous parcels765 ILCS 715/1
No statewide escrow ruleIllinois does not require a segregated or interest-bearing account statewide. Chicago and Cook County do — and require the tenant be told which institution holds the money.

Security deposits in Illinois

Illinois sets no statewide cap on how much a landlord may collect as a security deposit, but it is strict about giving it back. If the landlord withholds anything for damage, a written itemized statement is due within 30 days of the tenant vacating, with paid receipts to follow within a further 30 days. If no itemized statement is furnished at all, the entire deposit must be returned within 45 days (765 ILCS 710/1).

Public Act 103-224, effective January 1, 2024, deleted the old “five or more units” threshold. The Security Deposit Return Act now reaches every residential landlord in Illinois, including someone renting out a single unit.

  • Bad-faith penalty — A landlord who refuses to itemize, itemizes in bad faith, or misses the deadline is liable for twice the wrongfully withheld amount plus court costs and reasonable attorney’s fees (765 ILCS 710/1(b)).
  • Interest is unit-gated — Interest on the deposit is owed only by landlords of buildings or complexes on contiguous parcels with 25 or more units, at the rate paid on passbook savings by the largest Illinois commercial bank, on deposits held more than six months (765 ILCS 715/1). Below 25 units, state law requires no interest at all.
  • No statewide escrow rule — Illinois does not require a segregated or interest-bearing account statewide. Chicago and Cook County do — and require the tenant be told which institution holds the money.

Illinois Background & Credit Check Authorization FAQs

How much can a landlord charge for a security deposit in Illinois?

There is no statewide cap — Illinois law limits how the deposit is returned, not how large it is. Suburban Cook County is the exception: its ordinance caps deposits at 1.5 months’ rent and lets the tenant pay any excess in up to six installments.

How long does a landlord have to return a deposit in Illinois?

If the landlord is deducting for damage, a written itemized statement is due within 30 days of the tenant vacating, with paid receipts within another 30 days. If no itemized statement is given, the full deposit is due within 45 days (765 ILCS 710/1). Missing the deadline exposes the landlord to twice the withheld amount plus attorney’s fees.

Does an Illinois landlord have to pay interest on the deposit?

Only if the building or complex has 25 or more units on contiguous parcels (765 ILCS 715/1). Below that, state law requires no interest. Chicago is different — the RLTO requires interest regardless of how many units the building has.

More Illinois landlord documents

Background & Credit Check Authorization in other states

Create your document in under 5 minutes

Answer a few plain questions, then download or e-sign. Built for landlords and tenants.

Get started
LawLease

LawLease LLC is not a law firm and does not provide legal advice or legal representation. The information, documents, and services available through LawLease are provided for informational and self-help purposes only and are not a substitute for the advice of an attorney licensed in your jurisdiction.

This document is a general-purpose template, not legal advice. Laws vary by state and city, and an unusual situation deserves a lawyer’s review.

Documents you generate are yours to keep. Every edit and signature is recorded in an audit trail, so you can show exactly what was signed and when.

Using LawLease means you accept our Terms of Use, Privacy Policy and Legal Disclaimer. Bot protection is provided by reCAPTCHA — Google’s Privacy Policy and Terms of Service apply.