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Free Indiana Background &
Credit Check Authorization Template

Last reviewed September 2026

Written by LawLease Editorial

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Indiana Background & Credit Check Authorization

This Background & Credit Check Authorization is built with Indiana as the governing state. These are the Indiana landlord-tenant rules that most often bear on it, with the statute for each.

Indiana rules at a glance

Indiana rules for a Background & Credit Check Authorization
Security deposit limitNo statutory cap
Deposit return45 days after the lease ends and possession is delivered, with an itemized noticeIC 32-31-3-12
Deposit accountingThe 45-day itemized notice and the full-refund consequence for missing it apply regardless of the lease (IC 32-31-3-12 to -16).

Security deposits in Indiana

Indiana puts no limit on how much a landlord can collect as a security deposit. The statute’s teeth are in the accounting at the end of the tenancy.

  • Allowed deductions — Accrued rent (including rent due for the tenant’s premature termination), actual damage to the unit beyond ordinary wear and tear, and unpaid utility or sewer charges the lease made the tenant’s responsibility (IC 32-31-3-12, -13).
  • 45-day notice — The deductions must be itemized — with the estimated repair cost for each damaged item — in a written notice delivered to the tenant not more than 45 days after the lease ends and the tenant delivers possession, together with a check or money order for the balance (IC 32-31-3-12, -14).
  • Forwarding address — The landlord isn’t liable under these rules until the tenant supplies a mailing address in writing (IC 32-31-3-12).
  • Missed deadline — Failing to send the damage notice on time counts as the landlord agreeing that no damages are due, and the full deposit must be returned immediately (IC 32-31-3-15).
  • Penalty — A landlord who doesn’t comply is liable for the amount withheld plus the tenant’s reasonable attorney’s fees and court costs (IC 32-31-3-16).

Tenant protections you can’t waive

  • Habitability — Any waiver of the landlord–tenant duties in IC 32-31-8, including the landlord’s habitability duties, by contract or otherwise, is void (IC 32-31-8-4).
  • No lockouts or shutoffs — Without a court order, a landlord can’t change the locks, remove doors, windows, fixtures or appliances, or interrupt electricity, gas, water or other essential services to exclude a tenant, except for emergencies, good-faith repairs or necessary construction (IC 32-31-5-6).
  • No retaliation — A landlord can’t retaliate against a tenant for protected activity such as complaining to a government agency — though non-renewal at the end of a term and increases to market rent remain allowed (IC 32-31-8.5).
  • Deposit accounting — The 45-day itemized notice and the full-refund consequence for missing it apply regardless of the lease (IC 32-31-3-12 to -16).

Indiana Background & Credit Check Authorization FAQs

How much can a landlord charge for a security deposit in Indiana?

Indiana has no statutory cap, so the deposit is whatever the lease sets. The law controls the return instead: an itemized notice of deductions within 45 days of move-out, or the landlord must refund the full deposit (IC 32-31-3).

How long does a landlord have to return a security deposit in Indiana?

45 days after the lease ends and the tenant delivers possession, once the tenant has given a forwarding address in writing. Missing the deadline means no damages can be claimed, and the landlord owes the deposit plus attorney’s fees and costs (IC 32-31-3-12, -15, -16).

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