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Free Kentucky Security Deposit
Return Letter Template

Last reviewed September 2026

Written by LawLease Editorial

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Kentucky Security Deposit Return Letter

When a tenancy ends, a Kentucky landlord has a set time to return the deposit or send an itemized list of deductions. Here’s what Kentucky’s statute says.

Kentucky rules at a glance

Kentucky rules for a Security Deposit Return Letter
Return deadlineThere is no single return deadline: if a refund is due the landlord mails a notice of the amount and may keep it if the tenant doesn’t respond within 60 days, and may apply the deposit after 30 days if the tenant left owing the last month’s rent without demanding it.KRS 383.580(6)–(7)
ForfeitureA landlord who skips the separate-account and move-in/move-out damage-list duties can lose the right to keep any of the deposit.KRS 383.580(4)

Security deposits in Kentucky

Kentucky sets no limit on the amount of a security deposit. Where the URLTA applies, KRS 383.580 imposes three duties that many landlords miss — and a landlord who skips them can lose the right to keep any of the deposit (KRS 383.580(4)).

  • Separate account — Deposits must be held in an account used only for security deposits, at a bank or lending institution regulated by Kentucky or the U.S. government. Prospective tenants must be told where the account is and its account number (KRS 383.580(1)).
  • Move-in damage list — Before taking a deposit, the landlord must give the tenant a comprehensive list of existing damage with estimated repair costs; the tenant may inspect the unit to check it, and both sign (KRS 383.580(2)).
  • Move-out damage list — At move-out the landlord inspects and lists any damage to be charged with estimated costs; the tenant may inspect, and either signs or states in writing which items they dispute (KRS 383.580(3)).
  • Return timing — There is no single return deadline. If a tenant leaves without paying the last month’s rent and doesn’t demand the deposit, the landlord may apply it after 30 days. If the tenant owes nothing and a refund is due, the landlord mails a notice of the refund amount; if the tenant doesn’t respond within 60 days, the landlord may keep it (KRS 383.580(6)–(7)).

Required disclosures in Kentucky

The manager/owner, deposit-account, and damage-list duties come from the URLTA sections of Chapter 383, so they bind landlords where the Act is in force. Following them everywhere in Kentucky costs little and keeps the deposit defensible if your locality has adopted the Act.

  • Manager & owner — The name and address of the property manager and of an owner or agent authorized to accept notices and service of process, in writing at or before move-in (KRS 383.585).
  • Deposit account — The location and account number of the separate security-deposit account (KRS 383.580(1)).
  • Damage listing — A signed list of existing damage, with estimated repair costs, before the deposit is paid (KRS 383.580(2)).
  • Lead-based paint — Federal law requires the lead warning and any known-hazard disclosure for housing built before 1978 (42 U.S.C. §4852d).

Kentucky Security Deposit Return Letter FAQs

How much can a landlord charge for a security deposit in Kentucky?

Kentucky sets no maximum. In URLTA areas, the deposit must sit in a separate deposit-only account, the tenant must be told where it is and the account number, and the landlord must provide a signed move-in damage list — or risk losing the right to keep any of it (KRS 383.580).

How long does a landlord have to return a security deposit in Kentucky?

Kentucky has no single statutory deadline. Where the URLTA applies, a landlord owed the last month’s rent may apply the deposit after 30 days if the tenant doesn’t demand it; if a refund is due, the landlord mails a notice of the amount and may keep it only if the tenant doesn’t respond within 60 days (KRS 383.580(6)–(7)). The period in your lease sets the practical deadline.

More Kentucky landlord documents

Security Deposit Return Letter in other states

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