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Free Georgia Co-Signer
Guarantor Agreement Template

The guarantor (co-signer), the landlord the guaranty is given to, and the tenant whose lease it backs.

Last reviewed July 2026

Written by LawLease Editorial

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Georgia Co-Signer Guarantor Agreement

This Co-Signer Guarantor Agreement is built with Georgia as the governing state. These are the Georgia landlord-tenant rules that most often bear on it, with the statute for each.

Georgia rules at a glance

Georgia rules for a Co-Signer Guarantor Agreement
Security deposit limit2 months’ rent (combining damage, advance-rent, and pet deposits)OCGA §44-7-30.1 (2024)
Deposit return30 days, with an itemized statement of any deductionsOCGA §44-7-34
Escrow & move-in listRequired — but self-managing owners of ≤10 units are exemptOCGA §§44-7-31, 44-7-33, 44-7-36
EscrowDeposits generally must be held in a separate escrow account (or secured by a surety bond), with written notice to the tenant of where it’s held (§§44-7-31, 44-7-32).
Late feesNo statutory cap; must be a reasonable estimate of loss, not a penalty
Returned-check fee$30 or 5% of the check, whichever is greaterOCGA §13-6-15

Security deposits in Georgia

Since July 1, 2024, a Georgia landlord may not collect more than two months’ rent as a security deposit — counting any damage deposit, advance rent, and pet deposit together (§44-7-30.1). The deposit must be returned within 30 days of the landlord regaining possession, with an itemized statement of any deductions; ordinary wear and tear can’t be charged (§44-7-34).

  • Escrow — Deposits generally must be held in a separate escrow account (or secured by a surety bond), with written notice to the tenant of where it’s held (§§44-7-31, 44-7-32).
  • Move-in damage list — Before collecting a deposit, the landlord gives the tenant a list of existing damage to inspect and sign (§44-7-33).
  • Small-landlord exemption — A self-managing owner who (with spouse and minor children) owns 10 or fewer units and uses no third-party manager is exempt from the escrow, move-in-list, and bad-faith-penalty rules — but still must meet the 30-day return and itemization duty (§44-7-36).
  • Bad-faith penalty — Where it applies, wrongfully withholding a deposit can cost the landlord up to three times the amount plus attorney’s fees (§44-7-35).

Rent, late fees & returned checks

Georgia sets no statutory rent due date or grace period — the lease controls. There is also no statutory cap on residential late fees.

  • Late-fee myth — A widely repeated “$20 or 20%” late-fee cap actually comes from Georgia’s Self-Service Storage Facility Act, which by its own terms doesn’t apply to homes or apartments. Residential late fees are governed only by the common-law rule that a fee must be a reasonable estimate of loss, not a penalty.
  • Returned-check fee — Georgia’s bad-check statute allows $30 or 5% of the check, whichever is greater, plus bank fees (§13-6-15).
  • Rent control — Georgia bars any city or county from regulating residential rents (§44-7-19).

Ending a Georgia tenancy

A tenancy at will (a month-to-month with no fixed end) ends on 60 days’ notice from the landlord or 30 days’ from the tenant (§44-7-7). A fixed-term lease simply expires at the end of its term.

  • Nonpayment — Since July 1, 2024, the landlord must give a written notice to pay or vacate with a 3-business-day cure period before filing a dispossessory (eviction) action for unpaid rent — a brand-new requirement (§44-7-50).
  • Family violence — A survivor with a qualifying protective or stalking order may end the lease 30 days after written notice, owing only prorated rent (§44-7-23).
  • Military — An active-duty servicemember with qualifying orders may terminate on 30 days’ notice with a copy of the orders (§44-7-22).

Georgia Co-Signer Guarantor Agreement FAQs

How much can a landlord charge for a security deposit in Georgia?

No more than two months’ rent, combining any damage, advance-rent, and pet deposit (§44-7-30.1). This cap took effect July 1, 2024 under the Safe at Home Act and applies to every landlord, regardless of how many units they own.

How long does a landlord have to return a deposit in Georgia?

30 days after regaining possession, with a written itemized statement of any deductions (§44-7-34). Missing the deadline generally forfeits the right to keep any of it — unless the landlord qualifies for the small-owner exemption, though the 30-day duty still applies (§§44-7-35, 44-7-36).

Is there a cap on late fees in Georgia?

No. Title 44 sets no residential late-fee cap. A commonly cited “$20 or 20%” figure actually comes from the Self-Service Storage Facility Act and doesn’t apply to homes. A residential late fee just has to be a reasonable estimate of the landlord’s loss, not a penalty.

More Georgia landlord documents

Co-Signer Guarantor Agreement in other states

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